Terms and Conditions

Welcome to Stem, your trusted crypto exchange platform. By accessing or using the Stem platform (the "Platform"), you agree to comply with the following terms and conditions. Please read them carefully before proceeding.

Acceptance of Terms

By using Stem, you agree to be bound by these Terms and Conditions, as well as any other policies and guidelines set forth by Stem. If you do not agree with these terms, you must immediately discontinue using the Platform.

Account Registration

To access the services, you must create an account. During registration, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account and password. You agree to notify Stem immediately of any unauthorized access or security breaches.

Use of Platform

You agree to use the Platform only for lawful purposes and in accordance with applicable laws and regulations. Stem reserves the right to suspend or terminate your account if you violate these Terms, engage in illegal activities, or violate the Platform’s policies.

User Responsibilities

You acknowledge and agree that:

• You are solely responsible for the transactions made through your account.

• You are responsible for understanding and complying with tax obligations regarding cryptocurrency transactions in your country.

• You will not engage in any fraudulent activities, including money laundering or market manipulation.

Privacy and Data Collection

Stem collects personal information for the purpose of providing services. For more details on how your personal data is handled, please refer to our Privacy Policy.

Fees and Charges

Stem may charge transaction fees, withdrawal fees, and other service charges, which will be clearly disclosed on the Platform. By using the Platform, you agree to pay all applicable fees associated with your transactions.

Security and Risk

While Stem employs industry-standard security measures, you acknowledge and accept the inherent risks associated with cryptocurrency trading and digital assets. Stem is not liable for any loss or damage resulting from security breaches, including loss of funds.

Limitation of Liability

Stem is not liable for any loss, damage, or harm caused by:

• Unauthorized access to your account or personal information.

• Interruptions or errors in the Platform’s services.

• Any third-party actions or services.

Termination

Stem reserves the right to suspend or terminate your account at any time, with or without cause, and without prior notice, especially if you violate these Terms or if required by law.

Modifications to Terms

Stem reserves the right to change, modify, or update these Terms and Conditions at any time. Changes will be posted on this page, and the updated version will include the effective date. Your continued use of the Platform after such changes signifies your acceptance of the modified Terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction where Stem operates, without regard to its conflict of law principles.

Dispute Resolution

Any disputes related to these Terms and Conditions will be resolved through binding arbitration in the jurisdiction where Stem operates, unless otherwise required by applicable law.

Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact our support team at contact@grooic.com